my mother in law wants to quick deed me one of her homes and i take over the payment’s. if this happens, will the house be lagally mine even if her name is on the loan?

Answer:
Presuming you can overcome the issues stated by the previous poster, why would your mother use a quit claim deed? A quit claim deed conveys any rights the grantor has and there is no guarantee the grantor has the right or power to convey title. You have probably heard the joke “I’ll give you a quit claim deed to the Brookly bridge.” It’s a legal instrument and conveys what I own; nothing. Since it’s your mother she should convey via a warranty deed. It’s guarantees she has the power to convey and will defend you in any title actions. Seek legal counsel. realtor.sailor