Posts Tagged ‘real estate investment’

Investment Real Estate, First Things First

Considering investing in property? What are some pertinent things to consider before taking this leap? Of all the investment possibilities, investment in land generally produces the most positive results. It is vital, however, to carefully investigate the pros and cons, benefits and deficits of real estate investment. Most people look at investment real estate as risky and feel woefully inadequate to tackle this form of investing. They feel lost, not knowing where to even begin!

A multitude of information is available and knowing how to search can seem daunting. A web site search will produce boatloads of information, some valuable and some not. Some key words to search are real estate investment, investment property, and investing in real estate. This will begin the process for you. Not all available information is worth your time, however. Beware when the site promises high return for little down. Also beware of sites whose main goal is to solicit your money. Web searching is one form of research. Another is talking to a reputable real estate broker or real estate lawyer. One of the best sources of information is a friend you trust who has done real estate investing. A trustworthy friend who started as a novice and progressed to real investing is probably your best source of reliable information. Their voice of experience rings the loudest since they are a layman like you who had to discover for themselves each step of the way how to make successful investments.

Investment Real Estate, Rental Units

Let’s look at some sound reasons for investing in real estate. Real estate generally appreciates at a greater rate than the rate of inflation and offers great tax benefits. Selecting real estate in a desirable location will prove to be profitable especially in burgeoning areas, usually in suburbs which are a reasonable commute to city jobs. Of course the old adage, location, location, location is a very pertinent piece of advice to take to heart. Think of the most expensive housing markets today. If you have lived in an expensive housing market, or have visited there, you will notice that along with exquisite homes offered for sale at exorbitant rates, small, older homes you would never consider buying in another market are being offered for huge dollars. Why? Location, of course. When a housing area becomes desirable, even those small dumpy homes will sell for a considerable amount of money. Let’s stop for a moment and look at the advantages of investing in rental units as opposed to purchasing property for resale. One of the largest factors to consider in purchasing property for resale is finding properties that will resell at a higher rate than purchase, of course. Finding these properties is not as easy today as it may have been in the past. It used to be that fixer-uppers and foreclosures were avoided by homeowners and investors alike. Not so today, those same homes are being feverishly snatched up in the current booming housing markets.

Florida Investment Real Estate – Why Florida Is a Good Choice

Finding homes to purchase and turn over quickly for cash is becoming more and more difficult, leading many to consider purchasing property for the purpose of renting. What are some advantages to renting and what locations would be most desirable for purchase with a rental goal in mind? Owning rental property provides some unique advantages. If you have the time as well as the finances to invest, rental property could end up paying for itself in the long term. In order for this to be true, the most important thing to search for is property in a great location for renters. You don’t want to be searching for renters for months on end while you are being drained of capital. Those mortgage payments never stop, even when the list of renters has been exhausted. Buying rental investment property in a college town is a good bet for the possibility of continual renters and also buying in transient areas and tourist areas. Of all the above, tourist areas tend to be your surest source of consistent renters. Numerous high density tourist areas exist across the nation, but one of your best bets for purchase and consistent renters would be a sun-drenched spot with a year-round temperate climate. California and Texas would fit the bill, but as we all know, the most desirable locations in California may be out of reach due to the high cost. Texas may be considered a good choice, but only one state ranks as the premier tourist destination in the world and that would be Florida, the sunshine state.

Florida Investment Real Estate – The Orlando Area

With Florida’s burgeoning population, Florida investment real estate is a great option. Florida ranks 4th in population behind California, Texas and New York. Florida has one of the fastest rates of growth in the nation, making Florida investment real estate a very attractive option for investors. In the 1990′s, Florida grew by 23.5 percent with five counties increasing by more than 60 percent. Projected state growth would bring the population to over 19 million by 2010. An increasingly higher population obviously increases the need for housing. The increasing resident population being a great reason to pursue Florida investment real estate; let’s not neglect another face of increasing housing need. Florida has a tourism rate of almost 77 million visitors in 2004, making it the top travel destination in the world and producing $57 billion of income. Tourists flock to all parts of Florida, the beaches being one of the most attractive destinations. However, Orlando pulls in the most visitors, with 2.6 million international travelers, not including the steady stream of domestic tourists. This alone would offer sufficient reason to purchase rental property. But considering that the grand total of tourists visiting Orlando in 2004 was 48 million people, what great housing investment potential for investors! The biggest drawing card in the Orlando area is, of course, Walt Disney World. The area surrounding Disney has a hotel rate occupancy of about 80 percent. It’s obvious why the Orlando area is considered one of the most desirable tourist destinations in the world.

Florida Investment Real Estate – What are Reasons Tourists Come to the Orlando Area

Owning Florida investment real estate will give vacationers who visit the Orlando area a place to stay while you collect the rent. Theme park attractions are one of the biggest reasons Orlando has become a #1 tourist destination. The three most popular are Disney, which includes Disney World, Epcot, Animal Kingdom and MGM Studios, Sea World and Universal. Each attraction holds an appeal for people of all ages with families and singles alike enjoying each. Kissimmee is the town closest to Disney where families especially enjoy a few of the more laid back sights including Green Meadows Farm. Green Meadows is in an idyllic country setting with tours of the farm and more than 300 farm animals to touch and see. Also in the Kissimmee area is Horse World Riding Stables. The 750 acres of open pasture beckons horse lovers to enjoy a ride beneath the open sky. The Orlando Science Center beckons science buffs both young and old. Learning happens as a by-product here through the realistic, interactive and just plain fun exhibits. Fabulous night life is to be found both in Kissimmee which boasts two very popular dinner attractions, Medieval Times and Arabian Nights. Both serve delectable large portions of food with fabulous jousting and medieval type entertainment. For the shopper, Shopping and dining abound in the Orlando area also as do all sorts of natural environmental experiences.

Real Estate Investment in Florida – Bimini Bay Resort Florida

A well-kept secret but one located just 5 miles from Disney, in the center of Florida is Davenport, a treasure of a town close to the major attractions, yet a world away. On 80 acres of land in the Davenport area, you will find Bimini Bay Resort, Florida. A grand investment opportunity awaits you at Bimini Bay Resort, Florida where the investor participates in property appreciation but is not affected by negative cash flow during the off season. At Bimini Bay Resort, Florida you will find a planned community of luxurious town homes, offering 3 bedroom two baths that are fully furnished and equipped. Bimini Bay Resort, Florida is unique in that the investor can stay in the purchased unit while on vacation for a minimum fee while renting the unit the rest of the year. Management staff at Bimini Bay Resort finds the renters while you enjoy a guaranteed rental income each month. Planned amenities at Bimini Bay Resort include two major restaurants, a grocery, deli and food court and a sports bar restaurant. Bimini Bay Resort will also include a spa and exercise facility. A large business conference center and twin theaters are also planned at Bimini Bay Resort. Peace of mind will be yours at Bimini Bay Resort with its gated access with security cards. A fantastic real estate investment in Florida at Bimini Bay Resort awaits the investor who desires a consistent income without the headaches of day-to-day management. Bimini Bay Resort is worth investigating.

Our Featured Orlando Properties: You have an opportunity to join one of the fastest growing trends in the United States and the world. Orlando is one of the most explosive markets in the country and the Disney resort area has an average hotel occupancy of around 80%. Orlando is known as the vacation capital of the world and the top rated short term rental market, one that shows tremendous potential for real investors.

Tourism – with 76.8 million visitors in 2004 (a record number), Florida is the top travel destination in the world. The tourism industry has an economic impact of $57 billion on Florida’s economy. Click here for additional tourism facts and statistics.

City Population Rank (2000):

(Rounded to the Nearest Thousand)

1. Jacksonville – 736,000

2. Miami – 362,000

3. Tampa – 303,000

4. St. Petersburg – 248,000

5. Hialeah – 226,000

6. Orlando – 186,000

7. Ft. Lauderdale – 152,000

8. Tallahassee – 151,000

9. Hollywood – 139,000

10. Pembroke Pines – 137,000

11. Coral Springs – 118,000

12. Clearwater – 109,000

13. Cape Coral – 102,000

14. Gainesville – 95,000

15. Port St. Lucie – 89,000

16. Miami Beach – 88,000

17. Sunrise – 86,000

18. Plantation – 83,000

19. West Palm Beach – 82,000

20. Palm Bay – 79,000

21. Lakeland – 78,000

22. Pompano Beach – 78,000

23. Davie – 76,000

24. Boca Raton – 75,000

25. Miramar – 73,000

Most Populous Metro Areas (2000):

(Rounded to the Nearest Thousand)

1. Tampa/St. Petersburg/Clearwater – 2,396,000

2. Miami – 2,253,000

3. Orlando – 1,645,000

4. Ft. Lauderdale – 1,623,000

5. Jacksonville – 1,100,000

6. West Palm Beach/Boca Raton – 1,131,000

7. Sarasota/Bradenton – 590,000

8. Daytona Beach – 493,000

9. Lakeland/Winter Haven – 484,000

10. Melbourne/Titusville/Palm Bay – 476,000

11. Fort Myers/Cape Coral – 441,000

12. Pensacola – 412,000

13. Fort Pierce/Port St. Lucie – 319,000

14. Tallahassee – 285,000

15. Ocala – 259,000

16. Naples – 251,000

17. Gainesville – 218,000

18. Fort Walton Beach – 170,000

19. Panama City – 148,000

Home to 11 of the country’s 100 fastest-growing counties, a Florida investment property has high potential as a profit-maker, unlike most other areas. Port St. Lucie, Miramar and Cape Coral are the fastest growing cities in Florida. It’s unlikely you will make a mistake investing in Florida real estate considering the vast number of tourists and new residents flocking to the land of sun and surf. The most difficult decision to make will be which location in Florida to purchase. Good investments abound in each area of the state, from Miami in the south to Clearwater on the gulf coast, going east to Daytona Beach and north to the panhandle. Selecting a location depends on your goals for purchasing Florida investment property. Carefully consider what you intend to do with your Florida investment property. Will your purchase be used mainly as a rental property for vacationers? Do you intend to have access to the property during certain seasons? Or is your goal rental of the property to local tenants? Some of these questions will help you in narrowing down your search. Once you have determined whether your Florida investment property will be used primarily for vacationers or for local renters, and whether you intend on using it as a vacation resort yourself, it is easier to choose the location.

“Each year is better than the previous one,” said Abe Pizam, dean of the University of Central Florida’s hospitality management college. “But it’s not yet where it should be, or where it was.”

Pizam said that, while a weak dollar has helped renew interest in Orlando among some foreign visitors, many are continuing to stay away because of heightened security measures in the United States and the hassles that accompany them, as well as increased opposition to the war in Iraq.

“It’s a miracle that, despite that, we have improved our visitor counts,” Pizam said. “We cannot deny there is still animosity toward the United States in many parts of the world.”

Struggling economies in South America also put the brakes on many potential tourists’ travel plans in what historically has been a strong market for Orlando.

According to the bureau’s figures, the number of South American visitors have dropped substantially in recent years, from 659,000 in 2000 to fewer than 300,000 last year.

Other signs point to a recent upswing in international traffic, however. Orlando International Airport officials said in June that the airport recorded a 20 percent increase in international passengers compared with the same month last year.

On International Drive, a tourism corridor that benefits heavily from overseas travelers, merchants are noticing the difference.

“It’s maybe picked up,” said Zach Marino, manager of Texas de Brazil restaurant on International Drive. “In this area it’s hard to tell because this is the spot to be. We have a strong international clientele.”

Asian visitors increased by nearly 40,000 in 2004, and about 100,000 more Canadians traveled to Orlando last year than in 2003.

The visitors bureau noted that it has stepped up its national and international marketing of Orlando, having pulled back on such advertisements after 9-11.

“Our plan is more back-to-normal in terms of marketing thrust,” Peeper said.

New York remained the No. 1 source of domestic out-of-state vacationers to Orlando last year. The Tampa Bay area held on as the top source of in-state visitors.

Experts are predicting that 2005 will exceed last year in terms of both international and domestic visitors.

Earlier this month, Walt Disney World reported percentage growth in the low double digits among international tourists, while the number of domestic customers remained relatively flat during one of the rainiest Junes on record.

“If everything stays stable, we should come out on the international side real well” in 2005, Peeper said.

Sharona Murvin
Florida Investment Real Estate Expert
http://www.biminibayresortinvestment.com

Author: Sharona Murvin
Article Source: EzineArticles.com
White Coat Hypertension

I invite you to take the next few minutes to learn the truth about the real estate market, how it compares to other methods of building assets and why it is such a lucrative form of investing. Many potential investors will say, ‘I need to get into the Florida Investment Property market’, especially taking into account current stock market fluctuations and the HOT market for investment properties, but simply don’t know the facts about Orlando property investing and how to use sale and leaseback method of property management.

When is the last time your financial advisor or stockbroker tried to convince you that moving a portion of your assets into the Florida Investment Property market might be a good idea? Never Right? The ‘why’ is simple. They don’t earn commissions when you buy Florida Investment Property. It is also likely that you have probably never had an ‘apples to apples’ comparison of stocks versus Florida Investment Property quite like the one you will see here.

Reason 1:

Leverage: Banks will not typically loan money to buy stocks. Banks will however, compete fiercely to loan money to buy Florida Investment Property. Your first question should be, ‘why is that’? It has to do with risk management, which we will discuss later. The fact that banks want to loan you money to buy Florida Investment Property creates a situation which we will call LEVERAGE.

Let’s assume that you have $10,000 to put into some type of investment. If you choose to buy $10,000 worth of stocks, you will own exactly $10,000 worth of stocks. Pretty straight-forward. However, suppose you choose to invest that $10,000 into Florida Investment Property using a 90% mortgage (which in many cases can go up to 95-100% mortgages in today’s market), you will own $100,000 worth of Florida Investment Property. If both of your investments were to appreciate by 10%, your actual gain with your stocks would be $1000 where your actual gain with Florida Investment Property would be $10,000. That equates to an actual 10% return on investment vs. a 100% return on investment. That’s what we call leverage.

Leverage: Florida Real Estate vs. Stocks

The traditional argument against Florida Investment Property Investing (mainly from Stock Brokers) has always been ‘I can get an average of 10% from stocks with little effort so why would I invest in Orlando Investment Property that only appreciates 6-7% per year’? This point-of-view is not taking leverage into account.

If you take the above statement to be true and compare the REAL numbers, the stock investment gained 10% of the initial $10,000 value (or $1000) and the Orlando Investment Property investment gained 6% of the initial $100,000 value (or $6000). That is still an actual return of 10% versus 60%. It is not hard to see which investment provides a greater immediate return on investment. Additionally. these numbers do not take into account any income from your property during the course of the year, or the substantial tax advantages to owning property, which we will discuss later.

Reason 2:

Value: As we mentioned previously, if you invest $10,000 into purchasing stocks, you own $10,000 worth of stocks (a fairly obvious point). If you invest $10,000 into purchasing Orlando Investment Property using the leverage of a 90% mortgage, you own $100,000 worth of Orlando Investment Property right? Well, only if you paid retail for your property. Any savvy investor will tell you that there are excellent deals to be had in Orlando Investment Property, you just have to find them.

What if you purchased a $100,000 property that happened to be worth $110,000 the day you bought it? Does it happen? The answer is yes, all the time. If you have your eyes open and are willing to ‘go through the numbers’ to find good deals, they are all around you. You may be asking yourself, why would anybody sell a $110,000 property for $100,000?

Value: Making money when you buy.

The reasons are endless as to why a quick sale is desired, but just to name a few: job relocation, divorce, an estate is being settled or maybe a current appraisal on the property simply wasn’t done prior to selling. By ‘finding this deal’ you have accomplished two things.

You have added $10,000 to your asset column in the form of equity.

You have created additional LEVERAGE for yourself as the value of your property increases (a 6-10% gain on $110,000 is better than a 6-10% gain on $100,000!) Remember, you make money in Orlando Investment Property when you buy, not when you sell.

Reason 3:

Control: Let’s take our assumption one step further. When you buy your $10,000 worth of stocks, what can you do to increase its value? If we follow the previous assumption, you have invested $10,000 using a 90% mortgage to purchase a $100,000 property that has an actual value of $110,000 because you ‘found a good deal’. So what can you do to further increase the value of your new $110,000 property?

It is amazing what a cleanup, a little landscaping and a paint job can do to increase the value of a property. Only a few hundred dollars well spent can result in huge value gains in Orlando Investment Property. Your $110,000 property with a little effort could easily be worth $115,000, $120,000 or more virtually overnight! Do you have to do any of this work yourself? Absolutely not! If you like to do that sort of thing then have at it, but if not, simply hire it done and accept a little lower net gain.

Reason 4:

Superior Tax Position: The tax code in the United States is geared to reward Investors who make housing and other property available to the population. When you invest in stocks, you are taxed at some of the highest rates in the tax code. When you invest in Orlando Investment Property, you put yourself in one of the best tax positions in the business world. Remember the wealthy that hold substantial portions of their assets in Orlando Investment Property? Tax advantages are one of the main reasons this is true.

Continuing with the above example, let’s say that you have completed your ‘deal’ with the $10,000 invested with a 90% mortgage to purchase the $100,000 property that appraised for $110,000 (because you ‘found a good deal’), which you improved to say, $115,000 by spending another $1000 on cleanup etc. Assume that one year passes and the Orlando Investment Property market grew by 6%, your property would now be worth $122,000. So far, so good right? If you are like most people, you may want to spend some of your hard earned money.

Let’s do the numbers. You have a mortgage at current rates that started at $90,000 and after a year worth of payments (the majority of which are tax deductible) you still owe approximately $89,000. However, your property is now worth approximately $122,000. If you were to refinance at 90% once again, you would take out a new mortgage of approximately $110,000. This will leave you with approximately $21,000 in cash in your pocket. Now, the BIG question; do you have to pay tax on that money? Absolutely Not! You have not sold the property or realized a ‘capital gain’. You have simply borrowed money from yourself. You are able to do what you wish with that money, free from any tax whatsoever. Obviously, a good strategy might be to purchase two more properties just like your first deal!

Also, we have not taken into account the fact that ALL of your interest payments on this property are tax deductible. In addition, you are also able to depreciate the property itself and all of its contents for additional tax advantages if you choose to do so.

Let’s be fair and compare the Orlando Investment Property tax position with the stock scenario. Assume that the $10,000 initial stock investment grew by 10% in the first year, creating a gain of $1000 and you wish to access it. If you draw it out, you will pay from 20-28% (or higher) in capital gains tax in order to have access to this money. This reduces your net gain to $800 (actual 8%) or less, depending on your tax situation. Compare that to Orlando Investment Property and you are beginning to get the picture.

Reason 5:

Limit Your Exposure To Risk

Risk Management: Do you remember at the top when we said that banks would compete fiercely to loan you money on Orlando Investment Property? The answer to the ‘why’ is very simple. Low Risk. Banks incur little if any risk when loaning money on Orlando Investment Property due to the steady, solid growth rate of the property market, as well as the fact that if you default on your payments they will simply sell the property to somebody else. This is in direct contrast to the volatile stock market, which can vary daily with sharp increases and decreases in value. Furthermore, banks realize that a property isn’t going anywhere, whereas many investors know all too well about .com and other types of companies that were there yesterday and gone today.

This is all not to say that Orlando Investment Property markets don’t go down from time to time, however the dips are much less dramatic than that which can take place in the stock market, proven out by the banks’ willingness to loan money on property.

Reason 6:

Protecting your peace of mind.

Finally, Now that we understand the value of leverage and risk management we realize that a 6% Orlando Investment Property gain ‘beats the pants off’ a 10% stock gain in actual return on investment by a wide margin (approximately 50%, not taking into account several factors that can increase this number such as tax advantages, income on property etc.) Owning good, solid Orlando Investment Property allows you to sleep at night, or go on an extended vacation without worrying about your asset column. This is directly opposed to holding a substantial percentage of your assets in stocks.

Lisa Carson
http://www.biminibayresortinvestment.com
lcarson@biminibayresortinvestment.com

Author: Lisa Carson
Article Source: EzineArticles.com
Creditcard Currency Conversion Fee

If you’re in the market to purchase a real estate investment property it’s only natural that you’ll want to look at it before you make a decision about whether or not you want it. However, there is an art to doing this because if you miss something important, it can prove disastrous for you. Not only will your property not make you any money, but you may actually lose money. The advice that follows applies to all common real estate investments that you could purchase.

Look at the Neighbourhood

The neighbourhood is just as important as the property itself. If the potential residential real estate investment is nice but the area around it is not, this is a red flag that you may having trouble renting, reselling, or flipping properties you buy there.

There is another benefit to scoping out a neighbourhood. You may find out some information that may result in you buying an investment property for a better price by finding out about auctions or striking a deal with the owner. Also, you may find some investment properties for sale that you may not have heard about through your agent or the listings.

Beware of Inexpensive Properties

Property investing depends on whether or not you find a high quality property that will make you money. Every now and then you may find an investment property that is so inexpensive, it seems too good to be true. Still, you feel that purchasing something inexpensively is a good thing, especially if you’re in the business of flipping properties.

However, not every cheap property will make a good investment, especially if there is a lot wrong with it. That is why when considering investment properties for sale that it is important to view the property with more than one person so you can determine if it will be worth the investment.

Finding a Good Neighbourhood

Yes, it is one thing to tell people to avoid buying investment property in bad neighbourhoods. However, this is not something that can be considered from a “black and white” perspective. There is a middle ground. Some neighbourhoods may not look bad on the surface, but they could have problems.

So, how do you go about buying investment property by finding a decent neighbourhood and a solid property to invest in? There are some clues to consider and you can start by watching the people in the vicinity of the property. In general, you just want to look for signs that the area is in good shape – no broken windows, people are well groomed, etc. You can also check with law enforcement to see what the crime rate in the area is. These are all factors to consider.

Buying a UK real estate investment property can be a big decision. It is important to assess the property and the neighbourhood to help ensure your investment will be a good one.

Ian Clark is a real estate consultant and advisor in UK. He has extensive experience in all aspects of Real Estate Investment built over 20 years . He is also the Director of Midas Estates, an online real estate website offering property investment opportunities in UK and overseas. Midas Estates is a property investment company who deals with Real Estate Investment Property with an aim to provide maximum capital growth for the clients as the majority of the clients are looking to secure financial security in the shortest time possible. Ian’s honest presentation of the real estate investing business, including both profit and risks is respected for his sincere, candid approach. He is highly regarded as one of the most sound, dependable source for the specifics behind the sometimes tricky and exigent facets of real estate investing.

To get more information and for a 30 minute no obligation absolutely free consult in how to make your property investment strategies work log on to http://www.midasestates.com/investment-property

Author: I Clark
Article Source: EzineArticles.com
Beading Necklace

Getting into the investment property business can make you a good amount of money. In the UK, the commercial investment property business can be big. If you want to cash in, all you need to do is know the best way to go about doing it and make sure you’ve secured the capital needed to make your real estate investment properties pay off so you can make a profit.

Commercial Investment Properties to Purchase

The first thing you should do is understand the types of properties that are available. These include industrial rental properties, or other commercial investment property options such as shopping malls and offices. You can also purchase land which you will then turn into a commercial property. Once you find what you want, such as a mall, you can then break them up into smaller pieces as is the case with offering retail spaces for lease.

However, not just any piece of land is suitable for commercial use. Some areas may have restrictions as to whether or not the land can be used for industrial and commercial purposes. Other pieces of land may be zoned correctly, but the location is not ideal for other reasons.

Find a Commercial Property Agent

There are a lot of real estate agents out there. If you want to lay your claim in the commercial real estate market it is worth your while to find an agent that specialises in commercial property investment and sales. Buying an investment property takes planning and research. The right agent will direct you to the properties that are the best match for what you want. Plus, they can alert you to things like commercial real estate auctions so you can potentially get a good deal on a property.

Know the Rules and Laws

When it comes to commercial property investment options, there are plenty of rules and regulations that you need to follow. That’s why it’s important to hire a lawyer who specialises in commercial property investing. A good agent is also a big asset. The agent and the lawyer often work together to make sure that all the rules are followed properly. Commercial real estate transactions can be tricky so having the right people on your side is a real asset.

Buying and profiting from commercial investment property in the UK offers a good opportunity to make money. The property can be used for a variety of purposes because commercial real estate has a lot of facets. Things like malls and office buildings can be purchases and pieces of them can be leased out separately for greater profit. Since the options are numerous, it is important to have a good agent and a good lawyer on your side to help make your venture successful.

Ian Clark is a real estate consultant and advisor in UK. He has extensive experience in all aspects of Real Estate Investment built over 20 years. He is also the Director of Midas Estates, an online real estate website offering property investment opportunities in UK and overseas. Midas Estates is a property investment company who also deals with Commercial Investment Property with an aim to provide maximum capital growth for the clients as the majority of the clients are looking to secure financial security in the shortest time possible. Ian’s honest presentation of the real estate investing business, including both profit and risks is respected for his sincere, candid approach. He is highly regarded as one of the most sound, dependable source for the specifics behind the sometimes tricky and exigent facets of real estate investing.

To get more information and for a 30 minute no obligation absolutely free consult in how to make your property investment strategies work log on to http://www.midasestates.com/investment-property

Author: I Clark
Article Source: EzineArticles.com
Low-volume PCB Assembly

Real estate investing is tough at the best of times. What about the worst of times. Is it possible to invest profitably in real estate when the market is like it is right now?

The real estate market is in meltdown right now. House prices are plummeting, foreclosures through the roof, people living in their cars and houses selling for $1. I’ve been watching a lovely 4 bedroom home in Florida that is listed on eBay right now for a starting bid of $1.

Real estate investing success relies on a few simple parameters. Rising house prices and good rental returns. If an investor can secure a house that will rise in value over time and returns enough rental return to come close to covering the expenses of the mortgage and other holding costs, then that investor will, over time, make a profit.

Ideally the rental returns from the tenants should exceed the costs of holding the property, and it is then in positive cash flow, and the investor makes a return on investment both from the income from the property and from the capital gain as well.

It’s all pretty simple really. There’s dozens of real estate investment seminars around, however that’s the basics. If you buy a home for an investment, and the value of that home goes down over time, you’ll lose money.

If you’re making a loss on the rental return over time, you’ll also lose money unless you can sell that home in the future at a price that is sufficiently higher than the purchase price to cover the rental losses and make some return on capital.

Simple stuff. But hard to achieve, even in the best of times. When the market is good, like it was up until a while ago, you made money if you we’re a good real estate investor. If you chose well, bought well and tenanted the property well, you were in front.

Not any more. The basic premise of real estate investing is rising home prices. If you’ve got rising home prices then you’ve got a good chance of doing well. Buy just about anything and by default you’ll make money.

Now prices are falling.

So right now there are no real estate investment opportunities right?

Wrong. There are good real estate investment opportunities. But if you’re trying to find them yourself you’re almost guaranteed to fail. There are some professional real estate investors now who are trying, and if you’re a professional investor with significant real estate investment experience you may do well. Or you may well do badly too.

But if you’re beginning real estate investing now you’d be better to stay out of the market. Unless……

Imagine for a moment.

A solid American public corporation, experienced in real estate investment. Well capitalized with a well thought out proven strategy for investing in real estate regardless of market direction.

The corporation invests in buying homes in demand. Not your McMansions that are on eBay right now, but the sort of houses that millions of working Americans live in right now, or need to live in. Basic properties that exist in their millions right over the US.

With sufficient capital it can buy hundreds of homes at a time. From government, charities or any organization that owns large numbers of homes in a single area. And because it can buy like that it can buy at way below market value. Hundreds at a time purchased in a suburb with all the right characteristics including high demand for rental properties and, in some cases a backlog of demand for up to 15 years.

Then it refurbishes those homes to a high standard. While doing so it spends money on the suburb building parks and playgrounds and community facilities. And within a period of time a suburb has been totally transformed. New community attractions, high quality homes that people want to live in. Suddenly everyone wants to live there.

Up to 40% of the profits are ploughed back into the local community.

Demand rises, people want to live there, both to rent and buy. The corporation has created it’s own capital gain, regardless of market direction.

And then it sells these properties to individual investors. No money down, loan provided, tenant provided with a rental guarantee. Immediate equity to the investor of around 15%. The investor owns the property and can hold it or sell it and keep 100% of the profits.

Now that’s successful real estate investing in a bad market. But it takes experience, commitment to a community and to the investors, and a solid background of real estate experience, and a lot of capital.

Sound too good to be true? Maybe it’s not.

Want to know more about profitable, sound, turnkey Real Estate Investing? Visit Peter’s Website Win-Win Real Estate Investments and find out more about no money down real estate investing at http://win-winrealestateinvestments.com/

Author: Peter Alderton
Article Source: EzineArticles.com
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Real estate investment is basically investing in immovable properties especially buildings. Real estate investment is an amazing and earning business opportunity, if you know exactly what to do. One of the major problems that are encountered in investment is seeking finance for the property you are investing in. If you are able to do that successfully there are more chances for you to thrive in market.

Securing finance for your real estate investment can be tough due to several reasons which are:

• Economic Recession
• Bad credit worth
• Risk factors of the property you are investing in
• Property location in a place that has no market value

There are also some other factors to these. We will look into the factors that will help you to secure finances for real estate investment with relative ease, considering the above four points.

Any lender you approach is sure to ask your credit worthiness. He can even ask for documents to prove your financial stability. The lender will check your income and especially the debts. The greater unpaid debts you have, you will have trouble getting the loan. The fundamental principle of credit worth is that you must assure the lender that you are capable of repaying the loan.

Another factor to ascertain is that you must be very careful about the location you are investing into. Always prefer to invest in properties with greater market value. This will not only ensure greater future benefits for you but also for the lender. This will definitely entitle you to receive the loan easily. The lender will also take into consideration the property size and the amount of investment you are making.

Less the risk factor of your property more likely you are to receive the loan. The risk factors basically include the chances of your property getting default. There can be many reasons associated as to why a property can get default. The most usual ones are not paying the tax liens or mortgages for many months on stretch. Assurance to the lender that no such thing will happen with your property will certainly help you in securing the finances. This assurance can easily be given by your previous property records. Make sure that there are no potential risks attached to the property you are investing into.

An important thing is that if you are deciding to invest in a commercial property then it is important that the business you are investing will bring large amount of profits as it will increase your capability of repaying the loan and hence the trust of the lender.

Whenever you are looking for the right financier for your investment make sure that you select the right one, someone with whom you can be at ease as the financier will be the most important person in your real estate investment business. Also assure that you know what the lender is looking for and check whether you fulfill all the requirements that will entitle you to receive the loan.

In the end, no matter there is economic recession, you will still manage to secure finance for your real estate investment with just the right tactics. So ascertain that you have all the necessary proofs and documents to gain the confidence of the financier.

I invite you to learn more about Real Estate Investing and become a member of our FREE weekly tele-seminar class where we teach tips and strategy on how to grow your real estate investing business and how to raise Private Money by going to http://www.realestatewealthtoday.com/TuesdayTipsSignUp.html.

Mike Lautensack is a full-time real estate entrepreneur, coach and mentor in Philadelphia, PA and creator of the Private Lending Presentation Kit. This powerful done-for-you kit is loaded with tools and techniques to attract and develop a consistent stream of private investors into your real estate business. To learn more about this kit and receive your FREE eBook go to Real Estate Investing Blog.

Author: Mike Lautensack
Article Source: EzineArticles.com
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