Posts Tagged ‘real estate agent’

There are numerous reasons a homeowner would consider selling their home in today’s market. Perhaps there has been a recent job loss, the death of a spouse or bread-winner, an unforeseen medical issue that has created loss of income, etc., and the family is facing a financial situation that forces the sale of the home. With the rates of foreclosure in the United States at an all time high, it is no wonder that homeowners are looking for realistic solutions to selling their homes quickly and efficiently – without having to pay high real estate commissions. While Real Estate Professionals provide a very important service, and their fees are well worth the cost, there are situations where you truly need to watch every last dime. If foreclosure is knocking at your door, or if you are experiencing one of the sample situations previously mentioned, it is not in your best interest to pay thousands of dollars in real estate commissions.

What is the average real estate commission you would have to pay, if a Real Estate Agent sold your home for $100,000? Throughout the United States, the average real estate commission is approximately 6%. Therefore, at the closing on your property, the Real Estate Agent would receive a check for $6,000. Sure, your Realtor puts your property in the Multiple Listing Service, so that agents from all over can show and attempt to sell your property. Your agent will probably hold open houses for you, field calls about your property on your behalf, as well as show your house to any buyer who shows an interest in buying. The problem with this scenario is the sales process can be very time consuming – and when you’re in a situation where the money is simply not coming in fast enough to keep up with your bills, it’s time for a different solution!

When you work with a professional property investor to initiate a quick sale and speedy closing on your house, you can expect to hold your closing within approximately 7 – 10 business days. You’ll never have to deal with real estate commissions, and the property investor’s sole purpose is to offer you solutions that will allow you to quickly sell your home, so that you can move on with your life. When you work with an investor, you will receive a preliminary evaluation of your property over the phone. During this phone call, you will be asked several personal questions, such as:

1. What is your property’s address?

2. What is the condition of your property?

3. Who do you pay your mortgage to?

4. Have you received a notice of default?

5. What is your monthly payment?

6. What was the purchase price for your home?

7. What is the balance owed?

8. Are you still living in the house?

9. When will you be out of the house?

10. Do you have an asking price in mind for the house?

Some people are uncomfortable with these types of personal questions. Whether you are working with a Real Estate Agent, or a professional Property Investor, these are questions that must be asked, in order to determine whether or not a deal can be reached.

When you work with a Property Investor, they will evaluate your property to determine the best course of action in purchasing the house. For instance, if you are still living in the house, it wouldn’t make sense for the investor to do a quick purchase, because it may take you an extended period of time to relocate.

So what are the potential solutions a homeowner may find the property investor will offer? Let’s take a look at some of the most common solutions offered by the professional property investor.

When you can not afford to remain in your home, there is really only two things that can happen. First of all, you can sell the house in the quickest manner possible. The second option is to NOT sell the house, and you lose it. Therefore, it makes sense that the quickest way to get rid of your problem, is to sell your house – FAST! We’ve already talked about using a Real Estate Agent as a possible solution to selling a home, but that isn’t necessarily the most inexpensive and speedy solution in your situation.

When you work with a professional Property Investor, you can receive a cash offer, or a creative solution that can include purchasing your house, subject to your current financing. Here’s how a purchase, “Subject to current financing,” works for the homeowner. The property investor makes a written offer to you – subject to your current financing, and the house passing inspection. Don’t get nervous about the inspection. This is customary, and in general, allows the investor to determine what needs to be done to the property to resell or rent out. When both the homeowner and the investor are able to come to terms with this type of agreement, the investor literally takes over the payments of the current loan. It is a seamless process, and house is transferred to the investor, via “Quit-Claim Deed.” The homeowner is absolved from further payments, and is no longer owner of the property. Thus, the homeowner has ended their financial turmoil.

Another creative solution the property investor may offer the homeowner who is experiencing a job transfer, is called a lease purchase. The investor will set up a lease for a period of 5 – 6 years, in which the investor is responsible for making all payments to the mortgage company directly, and keep up all minor repairs on the house. The investor initiates this type of creative solution, with the intention of leasing the property to an outside individual. The investor has the right to complete the purchase of the property at any time before, or up until the end of the lease purchase agreement. The homeowner experiences relief, because they do not have to make payments on two houses, and both parties have reached agreement on a purchase price today.

When you choose to work with a property investor, there are a couple of things to keep in mind. The investor offers solutions to homeowners because he/she makes money on these deals down the line. No homeowner is ever required to accept the offer of a property investor. It’s important that all parties keep the lines of communication open, so that a deal can be reached that works for both parties.

Working with a Professional Property Investor to quickly sell your house can be an excellent solution to the distressed property owner. The homeowner will receive a guaranteed offer within 24 – 48 hours, will not have to pay out any real estate commission, and will have an efficient and expedient solution to a financial problem that could only multiply down the line. When you’re financially down and out, and could face foreclosure, it’s time to consider working with a Professional Property Investor.

SterlingPropertySolutions.com buys, sells and rents properties across the U.S.A. If you or someone you know needs to sell their house, FAST, visit our website, at [http://www.sterlingpropertysolutions.com] Author Christina Archer, is the owner of several internet based companies, and a professional property investor. You may reach Christina at christina@sterlingpropertysolutions.com

Author: Chris Archer
Article Source: EzineArticles.com
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If you need to sell your house you should make sure and be aware of the various options youhave. In this article we will look at a couple of ways you can sell your home.

You just need to make sure that you check into each option before you decide which one would be the best one for you.

Here are some of the options you can use to sell houses of any type.

One: You can try to sell your house yourself. Before you try it yourself this is something you need to learn all about. Otherwise, you could be hurting the sale of your house more than you are helping with the sale of your house.

You will have a lot of work to do because you must take care of the legalities, fill out paperwork, list your home everywhere you can, and so forth. So before you try this you will want to do some research and find out all about it before you decide to do it.

Two: This is the option that most people use when they are trying to sell houses. You can go to a real estate agent and get them to help you. They will be able to take care of the paperwork, listing and legalities for you. So this will be a lot less work for you.

However, you need to make sure that you take the time to check into all of the different real estate agents that are in your local area that can help you. You have to make sure that you are using the real estate agent that will benefit you the most.

Three: You can use one of the many different Quick Sale Agencies. This will help you to sell your home faster than any other way but before you use this option you will need to make sure that you check into it. Before you decide to use one do some research and check out as many of the Quick Sale Agencies as you can.

These are the three options that are used the most when people are trying to sell houses. You want to make sure you check into each option before you decide which route you are going to go.

This is important because you want to sell your house, but you want to make sure you get a good price for your home, and you want to make sure you do it with the least amount of hassle.

So don’t rush into any decision about which route to go. Check into everything first.

James Redmond invites you to visit his best home offer website if you must sell your house fast. If you are a private party who must sell your home because of divorce, bankruptcy or other issues he can help. He specializes in private party must sell home help including selling high end homes. Please click here now to learn more:===> http://www.thebesthomeoffer.com/

Author: James Redmond
Article Source: EzineArticles.com
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Are you in a situation where you need to sell your house quickly? Occasionally we all find ourselves in situations where we need something done and we need it done right now.

In this article we will talk about one thing you can do if you need to sell your house and you need to do it right away.

The first thing you should do is take a step back and analyze why you need to sell your house. Do any of these apply to you right now?

- Messy Divorce

- Lost of Income or Job

- Health Concerns

- Relocation

- Owe More Than Your House Is Worth

- High Interest Rate/Adjustable Rate Mortgage

- Low Ball Offer on Your Home

- Avoid Foreclosure

Knowing why you need to sell your house quickly can help you determine the correct asking price, and whether you are going to do a traditional real estate sale or go another route.

Are you familiar with the phrase cash buyer? Many times using a cash buyer is a great way to make things happen quickly. Some people are leery of cash buyers and for good reason. Like any other business, you can run into unethical cash buyers who do not have a win-win situation in mind.

By win-win, we mean that you achieve your goal of selling your home quickly, and the cash buyer achieves their goal of getting a property that they can turn around and make more money on at a later date.

Cash buyers are perfect for homeowners in this situation, where they need to sell their home worse than they need to hold out for the best price.The key is to find the right cash buyer that you can trust to work with.

Speed is the biggest advantage that you have with the cash buyer over a regular real estate agent. Using traditional real estate marketing can end up taking several months from the date you first meet with the realtor until you actually close and move out.

The sacrifice that you make with the cash buyer is you trade speed for a discount on your sale price. This can happen very fast. You could have an offer to buy your home in a matter of hours.

To find a legitimate cash buyer definitely seek out references, check the Better Business Bureau, and look for who is doing business in your neighborhood right now. You may even know a friend or relative who has been in a similar situation and can contact with them.

In summary, using a cash buyer to sell your house quickly can be a great way to take care of your immediate needs without the stress and time of using the traditional real estate sale.

James Redmond invites you to visit his best home offer website if you must sell your house fast. If you are a private party who must sell your home because of divorce, bankruptcy or other issues they can help. They specialize in private party must sell home help including selling high end homes. Please click here now to learn info:http://www.thebesthomeoffer.com

Author: James Redmond
Article Source: EzineArticles.com
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The time has come for you to sell your home. You’ve made the necessary upgrades to ensure optimum return. You’ve made the decision to sell it yourself, bypassing a real estate agent and their fees. You want to be sure that you’re going to hit the market prepared.

There are basic things you need to do to sell your home or investment property. Devoting time to these basics will improve your chances of selling your property quickly. Properly performed, these activities will make the selling process an easier task for you. It will also make the buying process easier for your potential buyers.

First off, get the word out that you are selling. Trumpet that fact like a swing-era horn line. Put a sign on the front lawn. Tried and true, but effective. Tell people you meet, so they can tell people they meet. They may know family or friends who are shopping for something in the vicinity. They may as well check you out while they’re at it.

Advertise in the local paper, on the grocery store bulletin board and on the World Wide Web. There are online home listing sites you can exploit that cater to private sales.

While on the web, why not check out resources to help you market your property properly. Check online sites that teach proper selling techniques and systems for selling a home. Research sites that offer tutorials on the basics of promoting real estate.

Make up inexpensive, but professional looking flyers that advertise your home or investment property. You want to get information in front of as many people as possible. Remember, you won’t have the resources to get the exposure you want as a real estate agent does. You will have to work hard and think smart, to make it known you’re selling your property.

An addendum to the above is if you’re in a high demand area, with a high demand house because of its features. You won’t need the exposure that would normally be required. It’s the perfect scenario for a fast sale because of the quality of the product, and location, location, location.

Make sure the market price you set reflects time on the market. You may want to price lower to encourage a quick sale. You’re saving real estate fees anyway so you may be able to take a bit less.

If you decide you want to ask more, you may have to risk the house being on the market longer. With that, you have the extra carrying costs and the impact it will have on your final profit.

Now the games begin. Before showings or open houses make sure you remove all personal effects, within reason, from view. This includes family photos and ‘unique’ (re: bizarre, strange) knick-knacks. You want the house to appear as being neutral. You want it to appeal to the widest audience. Most homebuyers cannot see past the clutter or the personal ambience you’ve created for your home.

Therefore, de-clutter. Spaciousness is a selling feature. Create a feeling of openness. Let the walk through the house flow easily from room to room, as much as you possibly can.

Stay out of the way when people view your house, but be available for any questions they may have. Let them feel comfortable and not hovered over. Don’t act like a salesperson ready to attack in a shoe store. If you have children or pets make sure they are elsewhere as potential buyers wander about.

Institute the above suggestions to give yourself the best chance to sell your home or investment property quickly. Think, also, of times you attended showings and open houses and what things the seller did that appealed to you. Do the same. Think back on any model homes you viewed and how the builders’ displayed them. Do the same.

Applying the above principles will present your property in the best light. You may find that selling a house or investment property can actually be an enjoyable experience. You may find that your home sends the right signals and catches a buyer’s eye right away.

You may find that potential buyer anteing up and making you an offer you can’t refuse.

Jason Loucks is the Nation’s Leading Expert at Selling Houses and Investment Properties Fast and For Top Dollar. To Discover more about his “7 Day Sale” Method for selling properties at retail price in 7 Days, visit http://www.7DaySaleGuy.Com.

Author: Jason Loucks
Article Source: EzineArticles.com
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Experience has taught us that only 10% of people who actually read any kind of report. Whether related to health, personal finance, or real estate – will follow through by using the report to their advantage. You can be part of that 10%.

As one real estate guru once said, you’re NOT learning how, you’re only reading how. The only way you’re going to make an intelligent sale of your house is to use the recommendations contained in this report and sell your house fast. Important!

When the clock is ticking, inexperienced homeowners blindly go through a sale process that tends to drain their financial resources. We’ve seen too many cases of people waiting up to 12 months to sell their home. Because they don’t know the real estate market that well, and because they may have been lied to by the Estate Agent. Sell your home fast with our expertise.

What happens when inexperienced homeowners decide to sell their houses on their own?

Fact # 1: They take the plunge into the real estate market with zero experience.

Fact # 2: With no market experience, they have no idea what price to ask for. The newspaper ads are not an accurate indication.

Fact # 3: Their lack of experience does not provide them with the right negotiation skills to gain the upper hand in the transaction.

Fact # 4: They get into a head-on collision with renovations and repairs for fear that the buyer might later file a claim against them (in some cases, most of these repairs are unnecessary).

Fact # 5: They aren’t necessarily aware of the legal and tax implications in selling their house.

Don’t get caught in a maddening stampede. Don’t be trapped in an endless wait. Be warned ahead of time. What are the potential frustrations a homeowner is likely to face? Do you know that when you take the real estate agent route, it may seem like half the battle is won because you think that the agent will take the ball and run with it?

Actually, that isn’t the case at all. The battle isn’t half won, it’s only just begun… Imagine:

1. First step: finding a real estate agent. What criteria or qualifications are you looking for? How can you verify that he or she has the experience and expertise? Where exactly can you find a reliable real estate agent?

2. Assuming you’ve found one, the agent will probably take a look around and advise you to do 101 renovations in your house before he/she agrees to take it on. Result? More time and money on your part.

3. Consistent upkeep of your house for viewing purposes is physically draining.

4. If a buyer is found, how much longer do you wait before you know that the mortgage documents are in order?

5. What if that buyer is in a chain? You wait again before the buyer can sell his property to purchase yours.

6. What if… The real estate agent does not return your calls, the real estate agent has other more lucrative properties to sell and neglects yours midway, the buyer changes his/her mind or the mortgage is not approved?

Think long and hard about it. You need time to work with you, not against you. Do you honestly want to go through the traditional methods of selling property? Do you really have the luxury of time? There are things in life that happen that make us unhappy. Selling a house without guidance and due diligence is one.

In your estimate, how many hours – days – will it take you to “stage” your home for prospective agents, and then later for potential buyers? You may want to double or even triple your estimated time if you and your spouse work and there are young children in the family; §

How are you going to react if people don’t show up or the real estate agent acts in such a way that you’re feeling abandoned through no fault of your own? § Will you be able to “sniff” and filter out the serious buyers from the frivolous ones? Experience proves that more than half of people who show up at your doorstep won’t even have a pre-approved mortgage or have no intention of buying a house. We call them the curious and the snoops.

Without qualified and screened buyers, you can’t get into the transaction stage. The first step is where to look for the buyer who will be the next proud owner of your property. Our service takes you right into first base. You’ll get a service that has been through repeated trial runs. Strategies need to be tested and taken for frequent spins before anyone can lay claim that they work.

There’s one more thing we learned about from a leading UK mortgage company: Using the Internet or a do-it-yourself “for sale” sign would take about six months before a sale is concluded;

The complaints are usually about agents who work for the larger outfits who are recognized in their field. If your agent causes your property to remain unsold for too long, this is a major obstacle. Buyers will get suspicious about why your house has still not been sold in spite of the housing boom… Ever thought what a laborious process selling your house with an agent entails?

Let’s look at this timetable -

Meeting and discussions with agent 1-2 days Agents takes photos of home, notes down dimensions, draws up particulars, puts an advert out in the paper (and hopefully, on the Internet) 3 weeks Repairs, enhancements and improvements to the home.

At least 2 weeks (could take longer) Viewings may begin… 5-7 weeks after initial meeting with agent Number of viewings seller needs before receiving a decent offer 10-15 Buyer is found, but needs to arrange a mortgage or sell his house first 5-6 weeks Legal documents have to be drawn up 2 weeks.

Finalization of transaction 1-2 weeks (if all goes like clockwork) This timetable depends, of course, on the efficiency of the real estate agent, on the genuine intentions of the buyer, and on the lending institution coming through, as well as the diligence of your and the buyer’s solicitors. Yet we all know that things do fall in between the cracks.

http://www.24-7-cash4homes.co.uk

Author: Nick White
Article Source: EzineArticles.com
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Thinking of selling your home? Before you place the “For Sale” sign in front of your house, there are a few things you should consider in order to maximize your home value and make the sales process smooth and efficient. Be prepared to discuss the following subjects with your real estate agent when you’re ready to sell your home and you’ll be one step ahead in the market.

1) Best Time of Year to Put Your House on the Market

Conventional wisdom dictates that spring is the best time for selling a home. The weather is getting warmer, the school year is coming to an end, and people who have just received their tax refunds may now have extra cash to use for a down payment on a home. However, since not everyone can sell a home in the spring, here are some other seasonal factors to consider. According to annual home sale data from the National Association of Realtors, the slowest selling months of the year are typically January and February, since fewer deals are made during the holidays. In spite of this, with less competition in the marketplace, you may be able to ask for a higher price for your home, or a quicker closing. Additionally, temperate locations like Florida and California don’t see the seasonal fluctuations in the housing market, where house-hunters are almost always looking. And a late winter or early spring in the Northeast may extend the typical “selling season.” These seasonal variations, as well as a variety of local factors will all influence the housing market in your area. Be sure to talk to your real estate agent regarding the current state of the market and how it will affect the sale of your home.

2) Open House Strategy and How to De-Clutter

At an open house, first impressions count, so you’ll want to enhance your home’s perceived value. Make your home inviting by taking care of bothersome minor repairs, clean bathroom and kitchen counters and clear them of dishes and clutter. Arrange storage areas neatly and put unused items in a closet. If you have pets, consider having a neighbor watch them for the duration of the open house. It’s a good idea for you to be absent during the open house, also. If you must be present, let your agent do the talking.

Decorate your home to sell by arranging the furniture to look as spacious as possible. Add color and fragrance to any room with fresh flowers. Lastly, don’t forget the outside of your home. Put away all gardening equipment and neatly arrange outdoor items like firewood or furniture. Even take a hard look at your mailbox and make sure it reflects the value and character of your home.

3) Features to Accentuate

While you may have long determined which aspects of your home you love, having a fresh set of eyes assess its best features is a smart idea. If you’re considering selling your home, take the time to walk through it methodically with your real estate agent. Together you can point out which features of the home should be accentuated. Does your home have a wonderful view? Make the most of it by sprucing up window treatments and arranging furniture to draw the eye toward the windows. Perhaps the location of your house is truly incredible. Your real estate agent can help accentuate this feature in sales and marketing materials.

4) Desired Price and Bottom Line Price

It’s great to shoot high, but when determining your home value, it’s also important to identify your bottom line. By assessing recent home sale statistics in your area, your real estate agent can recommend an appropriate target price range. Working with your agent, you can set an initial asking price, as well as privately determine the absolute lowest price you would comfortably accept for selling your home. By crunching the numbers and setting parameters early on, you can avoid emotional rollercoasters during the process of receiving, countering and accepting offers.

5) Disclosures

When selling your home, you may be obligated to disclose problems that could affect the property’s value or desirability. In most states, it is illegal to fraudulently conceal major physical defects in your property, such as a basement that floods in heavy rains. And many states now require sellers to take a proactive role by making written disclosures on the condition of the property. Ask your real estate agent for the particular laws of your state.

The staff at Coldwell Banker Real Estate Corporation http://www.coldwellbanker.com/ writes select articles about important topics related to real estate. For more information about buying a home [http://www.coldwellbanker.com/real_estate/Buy_a_Home] or selling your current property http://www.coldwellbanker.com/real_estate/Sell_a_Home, visit ColdwellBanker.com today.

Author: Alex Fuller
Article Source: EzineArticles.com
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